May 22, 2026

KarigarCred - Financial Identity for Every Karigar!

Link to open source: https://github.com/Anurag316Beast/APL-Qualifiers-.git

Supply-Chain & Operational Data Pipelines for Lucknow's Artisan Clusters

APL Qualifiers Hackathon Submission :nFormal credit infrastructure fails India's 7 crore unorganised MSME workers. This system engineers alternative risk proxies from GST invoice trails, digital Khata ledgers, and buyer-network data to produce a CIBIL scale credit score and route each artisan to their optimal government loan scheme without a single bank statement.

This build was uploaded as a hackathon project

Hackathon

Build with AI: Agentic Premier League

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Created by

Anurag Chaudhary

@Anurag316Beast

DS-AI Student

Teammates

Radhika Pal

Prakarsh Srivastava

Updates

Sessions 5–7 Summary Transformed a basic Streamlit app into a production-grade fintech dashboard for artisan credit underwriting. Session 5 overhauled the UI into a dark-mode SaaS interface — custom CSS palette, Plotly charts, an executive metrics matrix, and a 60/40 dashboard layout with tabs for credit scoring, invoicing timelines, and ledger logs. Session 6 added secure authentication with SHA-256 password hashing, two roles (Bank Underwriter / NGO Facilitator) with gated views, and an immutable SQLite audit log tracking key user actions. Session 7 introduced a WhatsApp Business Simulation Sandbox — the flagship demo feature. A pixel-accurate smartphone UI simulates incoming media messages; an OCR pipeline extracts invoice data (buyer, value, terms) and writes it directly to the live database, busting caches so the Credit Dashboard updates in real time. Every ingest is audit-logged. Stack: Streamlit · SQLite · Plotly · pure CSS/HTML ·
Sunday, May 31st, 2026